Remove Barriers to Growth

Local banks serve as the anchor of the banking system in the U.S. by helping small and mid-sized businesses across the country to grow and invest. This in turn helps local communities to flourish.Growing a regional or community bank is a challenging task. Regulations...

Smarter Credit Risk Helps Improve Sales and Topline Growth

Over the last 20 years, the number of banks has dropped from 9,000 to a little under 5,000, and net interest margins have continued to decline. As you can see in the chart provided above, there’s a significant swing associated with total losses that banks have...

How Risk Management Can Become a Source of Revenue

Risk management is often considered a cost. Consequentially the practice of risk management is often considered another purely operational expense to be minimized. Risk management as a cost structure is implemented to try to prevent or limit unnecessary losses. But...