Developers of comprehensive reporting, modeling, budgeting, and risk management solutions designed to meet the unique needs of banks.
A team of experts consisting of banking professionals with bank risk management experience, and industry advisors implementing risk management programs in financial institutions with up to $50 billion in assets.
Focused on serving community and regional banking relationships, UFS is a strategic partner with Finance.Risk.Unified., that provides finance, risk, operations, technology and corporate development support and on-demand resources to growth-oriented, client-focused banking management teams.
These teams have come together and developed a comprehensive and groundbreaking Unified Technology Platform to provide unprecedented data and visibility for small-to-mid-sized community banks. The combined leadership of these companies consists of banking professionals with an average of 30 years bank risk management experience, and industry advisors and trainers of over 400 state and federal bank examiners.
Practice Lead: Financial & Capital Risk, Market Risk, Credit Risk
Expert: Enterprise Risk, Governance Risk
Aaron recently spent 10 years at a leading regional financial institution. His scope of responsibility included the role of Executive Vice President, Director of Capital Planning, Director of Enterprise Risk Management, Director of Financial Planning and Analysis.
Aaron has a wide ranging career in the banking industry with extensive experience and emphasis on stress testing, enterprise risk management (ERM), and financial reporting and analysis. He was the primary architect for the development of the Dodd Frank Act Stress Testing (DFAST) program, Model Risk Management Program and ERM Program. In addition to establishing an effective governance structure, Aaron also designed pre-provision net revenue and credit loss models. Prior to that, he led the formation and development of both the Enterprise Risk Management (ERM) and Financial Planning & Analysis (FP&A) departments. While leading the FP&A department, he successfully managed the implementation of a comprehensive financial reporting, budgeting, and forecasting system used for all internal, regulatory, and SEC reporting.
Aaron’s banking and risk experience also includes extensive involvement in every stage of two major M&A transactions and the related purchase accounting. He also has extensive experience in profitability reporting, asset liability management, securities analysis, and cash flow modeling. In addition to his CPA and CFA license,
Aaron holds a Bachelor of Science in Finance degree from Oklahoma State University and a Masters of Science in Accounting and Information Management degree from the University of Texas at Dallas.
Practice Lead: Enterprise Risk, Governance Risk, Credit Risk
Expert: Operations Risk, Market Risk, Technology Governance, Compliance Risk, Internal Audit, Mortgage Risk, Financial & Capital Risk
John, a 37-year veteran in the financial services/banking industry, is President & CEO of OnPoint Risk Advisors, a Risk Management consulting firm that provides strategically aligned ERM and Credit Risk Consulting Services ranging from initial assessments to full implementations.
Formerly, EVP/Chief Credit & Risk Officer of Amegy Bank, John was responsible for Enterprise Wide Risk Management including governance, credit, operations and market risks and served as the liaison to the Board of Directors and the OCC for the risk management and regulatory oversight of the bank. Under his leadership, the bank implemented one of the earliest comprehensive Enterprise Risk Management programs in the nation which included the integration of all Regulatory Compliance and Internal Audit functions.
Other risk management related accomplishments include roles with the Risk Management Association, the nation’s leading risk management association for financial institutions, as National and State Director, Enterprise Risk Council and numerous speaking engagements at local, state and national risk management events. John has provided risk management training and thought leadership in the area of risk management to over 400 bank regulators across the nation. John holds a BBA in Finance degree from Texas Tech University.
Practice Lead: Business Expansion and Strategic Planning
Expert: Financial & Capital Risk, Operations Risk
As a Finance.Risk.Unified strategic partner, Walt brings nearly 40 years of Financial Services industry experience in strategic planning and business expansion leadership and is a proven leader in Financial Risk & Capital Risk and Operations Risk.
Starting his banking career in 1980 at First City National Bank in Houston, Walt continued to build his leadership experience with positions at Southeast Bank of Miami, JPMorgan Chase & Co., before joining Amegy Bank of Texas (formerly Southwest Bank of Texas) to organize the company’s correspondent banking team and helped to guide the bank’s regional growth and mergers & acquisitions efforts and was an active member of their management committee. During 2005 and 2006, he also managed the bank’s credit training program.
From 2007 through 2012, Walt was a managing director with Keefe, Bruyette & Woods (KBW), and opened KBW’s investment banking office in Houston, Texas. His responsibilities ranged from mergers & acquisitions, divestitures, advisory services, and debt and equity offerings.
Walt then joined Alvarez & Marsal in 2012 as a Managing Director in the Financial Industry Advisory Services group (FIAS) in Houston, providing counsel to community and regional banks throughout the U.S. before joining Mundial Financial Group, LLC in February 2017 as Head of Investment Banking. In July 2018 he assumed the role of Chief Executive Officer.
Walt has actively supported community and regional banking associations by serving on various boards, such as the Smith-Hutson endowed chair of banking at Sam Houston State University, the Independent Bankers Association of Texas (IBAT), and was vice chairman of the board of directors of the National Clearing House Association (NCHA) and president of the Gulf Coast Chapter of the Bank Administration Institute (BAI). Walt attended the University of Houston.
BANKERS HELPING BANKERS.
With decades of real-world banking experience, our team delivers strategic, forward-looking financial and risk management solutions within a unified software platform – complete visibility for banks seeking growth, greater efficiency, and increased agility.
Strategic Delivery. Strategic Results.
We retain strategic relationships with regulators, technology providers and trade groups and have excellent client relationships and references.
With high-performing consultant specialists positioned in the largest markets around the US, Our Digital Enterprise allows for the kind of native delivery that ensures a high-touch collaboration effort.
President, Sola Analytics
President, OnPoint Risk Advisors